How To Start GCash Business: Exploring the Two Starting Point

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May 29, 2023

In the digital age we live in now, businesses need to accept transactions without cash.

As the leading mobile wallet in the Philippines, this GCash app gives entrepreneurs a great chance to start a GCash business.

Whether you want to become a GCash business partner (merchant) or a GCash Pera Outlet, this guide will show you how to start a GCash business and enjoy this new platform’s benefits.

Option 1: Become a GCash Business Partner (or Merchant)

What Is A GCash Merchant?

Source: GCASH Official Facebook

GCash Merchant is a partner business that uses QR codes at the cashier or store to complete checkout transactions.

This service is for business owners, and it lets all Gcash users pay for their purchases using their e-wallet balance by scanning the merchant’s QR code.

This is convenient for both customers and retailers. Also, merchants can track their sales with the GCash QR feature and get access to automatic funds.

There are 2 options on how to start Gcash business:

Becoming a GCash business partner offers customers secure and convenient online payment options.

Types of GCash Merchants:

You can register based on your business type:

Individual or sole proprietorship


  • Fully-accomplished GCash Application Form
  • Completion of the Scan-to-Pay application form
  • Government-issued valid ID
  • DTI Permit
  • Certificate of Registration (CoR) from the BIR
  • Mayor’s Permit, Brgy. Clearance
  • Proof of Banking (e.g., passbook or bank statements)
  • Branch Enrollment Form (BEF)
  • Implementing Agreement
  • KYC Form


  • Gain access to a unique QR code linked to your personal GCash wallet
  • Secure transactions without sharing your GCash registered phone number
  • Wallet size set at Php 100,000
  • Potential to increase wallet size up to Php 500,000 by linking a bank account

Enterprise (partnerships or corporations)

Gcash Enterprise Requirements

Source: GCASH Official Facebook


  • Government-issued ID
  • GCash application form
  • SEC Certificate of Registration
  • Notarized partners resolution (for partnerships)
  • Articles of Partnership (for partnerships)
  • Proof of Bank Account
  • BIR Certification of Registration
  • Branch Enrollment Form
  • Implementing Agreement
  • Articles of Incorporation and Bylaws (for corporations)


  • Regular transaction reports
  • Next-business-day transfer of payments to the bank account
  • Receipt of a QR kit with promotional materials
  • No monthly transaction limit

Integration with GCash Services and Payment Gateways

Gcash 3d graphic

Source: GCASH Official Facebook

As a GCash merchant, your services and payment gateways must work well together. It lets you add GCash as a payment option to your website or mobile app, making it easy for customers to purchase.

The integration process may need technical know-how, but the benefits of a seamless payment experience are priceless.

QR Payments and Online Payments for GCash Merchants

GCash merchants can offer their customers two convenient payment options :

  • QR payments
  • Online payments.

For QR payments, customers pay for their purchases by scanning a QR code. Customers can use their GCash Mastercard or registered mobile number for online payments to pay for their purchases.

Both options offer safe and easy ways to pay bills, which makes customers happier and helps businesses grow.

Option 2: Become a GCash Pera Outlet

Become a Gcash Pera Outlet

Becoming a GCash Pera Outlet means your loyal customers (or sukis) won’t have to go far to a bayed center. Instead, they can use your sari-sari store to do everything GCash offers, like Cash In, Cash Out, Pay Bills, and Send Money.

GCash Padala can also be sent to non-GCcash users. With GCash, they can easily claim GCash Padala and perform various transactions at your store.

Additionally, you enjoy an increased wallet limit of up to Php 500,000 and can access cash for free through GCash agents. Plus, you receive direct commissions or bonuses for each transaction, enabling your small business to thrive.

How To Become A GCash Peral Outlet

Joining as a GCash Pera Outlet is simple and can be done entirely through your GCash app.

Look for “GCash PO” under “Business Services” on your GCash dashboard, complete the application form, and submit it to register your business. You will receive final approval after a quick review, typically taking 5-7 business days.

Once approved, your assigned GCash distributor agent will provide you with tarps and posters to promote your store as a GCash service point within your barangay, ensuring everyone knows they can conveniently claim GCash Padala and access other GCash services at your establishment.

Benefits of Being a GCash Pera Outlet

how to start a gcash business

As a GCash Pera Outlet, you enjoy several benefits that can boost your business:

  • Additional revenue stream – Offering GCash services can generate additional income for your business through transaction fees.
  • Increased foot traffic – Your outlet becomes a destination for community members seeking cashless transactions and other GCash services.
  • Enhanced customer loyalty – You build customer trust and loyalty by providing convenient financial services and encouraging repeat visits and referrals.
  • Support from GCash – GCash provides ongoing support and help to GCash Pera Outlets, ensuring smooth operations and addressing concerns.

Final Thoughts

As we unravel the potentials of digital commerce through GCash, you can become a GCash Merchant or a GCash Pera Outlet.

These options offer promising opportunities for businesses like sari-sari store owners, transforming their businesses into vibrant hubs for digital financial transactions, sending money, and paying bills.

About the author 

Yesh Quijano

Yesh Quijano is an entrepreneur and digital marketer who's been in the game for over 11 years. He started several businesses and helped countless others reach new heights. His goal is to make digital marketing for SMEs simple, accessible, and effective. When he's not working, you can find him cuddling with his two cats.

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